Fall 2012
Well, the election is behind us – but continued divided government with no clear electoral mandate doesn’t bode well for easy solutions to the so-called “fiscal cliff.” You could say we’re out of the frying pan and into the fire! This quarter’s newsletter takes a look at the “fiscal cliff” and what it might mean for the economy and investors. We also include an article on two Social Security benefit strategies that are important to understand. Depending on your situation, they can significantly increase your total retirement benefit. Enjoy!.
Hope you are enjoying fall’s full swing,
Rob Lyman, CFP®
Lead Advisor, Partner
Johnson Lyman Wealth Advisors
On the Precipice: the "Fiscal Cliff"
Two Social Security Strategies for Married Couples
Four Retirement Planning Mistakes to Avoid
My wife just started a new job. Should we switch from my health insurance plan to hers?
On the Precipice: the "Fiscal Cliff"
The phrase "fiscal cliff" has been used to describe the unique combination of financial realities scheduled to take effect in 2013: expiring tax breaks; the imposition of new taxes on high-income individuals; and automatic deficit-reducing spending cuts.
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Two Social Security Strategies for Married Couples
Deciding when to begin receiving Social Security benefits is a major financial issue for anyone approaching retirement because the age at which you apply for benefits will affect the amount you'll receive.
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Four Retirement Planning Mistakes to Avoid
We all recognize the importance of planning and saving for retirement, but too many of us fall victim to one or more common mistakes. Here are four easily avoidable mistakes that could prevent you from reaching your retirement goals.
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My wife just started a new job. Should we switch from my health insurance plan to hers?
It depends. When it comes to comparing health insurance plans, you'll need to consider a variety of factors, such as cost, levels of coverage, and the types of service offered by each plan.
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Big Rocks Blog
Here at Johnson Lyman Wealth Advisors, we are passionate about paying attention to “Big Rocks” – which for us are the key things that can make a huge difference for clients if paid attention to over time. Certainly, one is being properly diversified. We’re so focused on this that we’ve created a Big Rocks blog to cover important issues in financial planning, investing, and living. Check it out!
